Employee Benefits

Major changes have occurred in the world of Employee Benefits as of late, so it’s little wonder that so many people are confused. If you’re one of them and are looking for employee benefits in Bedford, Armonk, Chappaqua or another nearby community, the Charles Goodman Group is here to help. As a trusted insurance broker, we are uniquely qualified to help you identify the employee benefits plan that’s right for you and your family. Our talented, friendly, professional agents and brokers will work closely with you to ensure that your policy suits your needs, lifestyle and budget.

There’s no doubt about it: Employee Benefits are confusing. With terms like deductible, coinsurance, copay and PCPs being thrown around, it comes as no surprise that people tend to be intimidated when shopping for health insurance plans. At the Charles Goodman Group, we strive to eliminate this confusion by educating our clients and explaining everything each step along the way. By working with us, you’ll always have a trusted ally in your corner.

Like anyone, you have unique employee benefits needs. That’s one of the reasons that we don’t do “one size fits all” here at the Charles Goodman Group. Instead, we begin by talking with you to find out what you’re looking for in an employee benefits plan. Because we’re a broker and work with so many reputable and well-known providers, we’re able to connect you with a variety of viable options.

For example, navigating the new health insurance exchanges and marketplaces can be a challenge. Why not let the Charles Goodman Group help? Like many people, you’re probably concerned about keeping your doctor and being able to afford your premiums. Whether you are looking for an individual plan or a family plan, we will pinpoint the most viable and affordable options and make sure that you understand what’s covered, what isn’t and how much you can expect to pay out of pocket for various treatments.

From prescription drug coverage to high-deductible insurance plans, the Charles Goodman Group offers a vast range of exceptional employee benefits solutions. Our agents and brokers understand these plans inside and out and are ready to help you sort through them to find the best possible options.

Common term used by an insurance agent:

Deductible

A deductible is a predetermined amount that you must pay for medical care before your health plan starts to pay. People who are in excellent health often opt for high-deductible plans, which typically cover preventative care. Those who have medical conditions that require routine care, however, are often better off choosing plans with lower deductibles.

How does a health savings account help you save money?

Health savings accounts, or HSAs, can be funded with pre-tax dollars. That money can then be used to cover various medical costs, including vision and dental. By using pre-tax dollars, you can save a significant amount of money on your everyday healthcare expenses. HSAs are easy to use and typically come with cards that can be used at POS terminals.