Auto Insurance

Are you looking for car insurance in Armonk, Bedford, Chappaqua or somewhere in the surrounding area? Look no further than Charles Goodman Insurance Agency. Since 1964, we’ve been the name to trust for high-quality auto insurance from today’s leading insurance carriers. We distinguish ourselves from other agencies by acting as an agent and broker, which means that we work with a broad array of insurance companies to bring our clients the largest assortment of options possible.

New York is a no-fault insurance state, which means all registered vehicles must be protected by auto insurance. At the very minimum, you must maintain liability insurance, no-fault insurance and uninsured/underinsured motorist coverage. If your vehicle is currently being leased or financed, you are most likely required to carry comprehensive coverage as well.

At Charles Goodman Insurance Agency, we never take a one-size-fits-all approach to automobile insurance. We understand that each driver has unique needs and strive to connect clients with policies that suit not only their needs but their budgets as well. After all, you shouldn’t have to break the bank to stay in compliance with the law and to protect yourself from serious financial repercussions in the event of an accident.

Our talented and experienced agents are very knowledgeable about New York’s minimum insurance requirements, but we also believe that the vast majority of drivers are wise to opt for more extensive coverage options. We’re able to choose from a broad array of insurance products from trusted names like Progressive, AIG and ACE to easily match drivers with effective, affordable policies.

What kind of auto insurance do you need? Our friendly agents and brokers will sit down with you and go over all of the available options. We are big believers in educating clients to ensure that they understand what’s available, how it works and why it’s needed. We never ask clients to blindly choose policies.

Whether you already know what you need or require guidance, Charles Goodman Insurance Agency is here to help. We offer a variety of options, including PIP, uninsured/underinsured motorist coverage, collision insurance, medical coverage, comprehensive coverage and much more. Don’t run afoul of the law or get stuck holding a huge bill. Contact Charles Goodman Insurance Agency now to easily find the perfect auto insurance options for you and your family.

Common term used by an insurance agent:

Casualty

In the insurance industry, casualty refers to a loss or liability resulting from an accident. Therefore, casualty insurance is designed to protect individuals and businesses against such losses and from liability stemming from losses for which they are deemed to be responsible.

Collision coverage versus comprehensive coverage: What's the difference?

Although laws vary from one state to the next, collision coverage typically covers losses to an insured person’s vehicle that are incurred during an accident with another vehicle.

Similarly, laws concerning comprehensive coverage vary from state to state. However, comprehensive coverage typically protects losses and damages to a vehicle except for those caused by collisions.