Vehicle Insurance in Bedford, New York

Charles Goodman Group: Trusted Bedford Insurance Agents

Choosing a vehicle insurance policy does not have to be a daunting experience. Bedford insurance agent Charles Goodman & Co. Ltd provides reliable, honest and trusted insurance advice and coverage for residential, business and commercial needs. This family-owned and operated independent insurance company has been in business since the 1960s and has in its current location for the past 25 years. Insurance company partners include AIG Private Client Group, Chubb, Fireman’s Fund, Travelers, Progressive and many more.

Before contacting an insurance agent about automobile insurance, customers should research and decide what type of coverage is best for their specific needs. While there are several optional and add-on types of insurance coverage, all drivers must carry liability coverage. The minimum amount of liability coverage is determined by the state in which the driver lives.

Just as there are many different types of insurance coverage, insurance premiums can have a wide range of periodic pay rates. Several factors, including the age of the driver, the driving record, the make and model of the vehicle, where the vehicle is parked overnight, and the safety and anti-theft features on the vehicle will influence the premium that a customer pays.

A trusted Bedford insurance agent from the Charles Goodman Group can assist you with any questions regarding health insurance or automobile insurance.

To go beyond the basic coverage of liability insurance, customers may choose to add special protection coverage such as comprehensive insurance and collision insurance coverage. These types of insurance are available as options and have a deductible that can range anywhere from $250 to $1,000. When the deductible is higher, there will be a lower premium payment for the customer. Likewise, if a customer chooses a lower deductible, the premium may be higher. Other automobile insurance options include roadside assistance and rental reimbursement.

Once the proper type of insurance coverage has been chosen, it is time to make an appointment with a reputable insurance agent. In order to give a quote and provide an insurance coverage policy, the insurance agent will need the following information: the make, model and year of the vehicle, the car’s vehicle identification number (VIN) and where the car is parked overnight. The customer should also have his or her driver’s license on hand. It is a good idea to obtain a copy of your driving record to make sure everything is correct.

Just like a driver’s license, vehicle insurance is required by law. Anybody that drives a vehicle must have insurance, and proof of insurance must be kept in the vehicle at all times. A reputable insurance agent can help you find the right insurance policy for your specific needs.